Summary: BrioDirect is the online division of Webster Bank. It was created to offer competitive high-yield savings products in a digital-only format. All accounts are FDIC insured under Webster Bank, up to the standard limits.

BrioDirect product overview

BrioDirect offers the following two products:

High-yield savings account

BrioDirect’s high-yield savings account offers a highly competitive 4.3% APY. The drawback is that this online savings account requires a minimum opening deposit of $5,000. However, once the account is open, you only need to maintain a minimum of $25 in your account to earn the highest advertised rate. There is also no monthly maintenance fee associated with this account.

Read more: The 10 best high-yield savings accounts available today

High-yield CDs

BrioDirect previously offered CDs in varying terms with a minimum opening deposit of $500. However, CDs are not currently available to open.

BrioDirect fees

Here are some of the bank fees you may encounter as a BrioDirect customer:

BrioDirect pros and cons

Before banking with BrioDirect, there are some pros and cons to consider:

Pros:

Cons:

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Customer service and mobile banking experience

To speak with a BrioDirect customer service representative, you can contact the client service telephone center at (877) 369-BRIO (2746), Monday through Friday from 8 a.m. ET to 8 p.m. ET and Saturday from 8:30 a.m. to 3 p.m. ET.

You can also contact BrioDirect using the following mailing address:

Webster Bank

1 Jericho Plaza

Jericho, NY 11753

Attn: BrioDirect Deposit Operations

BrioDirect also offers online banking services via the Webster Bank mobile app, which is available for download on the App Store and Google Play. The app has a rating of 4.7 and 4.3 stars, respectively. The app allows you to review account balances and transactions, deposit checks, send money via Zelle , transfer money between accounts, and more.

Frequently asked questions

Is BrioDirect FDIC-insured?

Yes. BrioDirect is a brand under Webster Bank, which is an FDIC-insured institution.

What is BrioDirect’s routing number?

Wire transfers must be sent to Webster Bank; its routing number is 221970443.

Can I visit a BrioDirect branch?

BrioDirect is an online-only bank, which means it does not operate any physical branch locations. However, you can manage your BrioDirect account by logging in to your account online or via the mobile app.